It was poor Richard who said “A penny saved is a penny earned”.  Is that true even today?  In 1733, in a book entitled “Poor Richard’s Almanac”, Poor Richard worked hard with his little sayings to impart words of wisdom to his readers.  Of course, there was no such person, Poor Richard, that was the name Benjamin Franklin wrote under.  But, here’s the question – is a penny still worth anything today?  Well, which would you rather have, 1 million dollars cash in hand, or 1 penny doubled every day for one month?  Of course, the million in hand, right?  Here’s the shocker.  Receive 1 penny on day one, 2 pennies on day two, etcetera, each day doubling the day before and at the end of 30 days, will you have more than a million dollars?  You’ll have almost 11 million dollars. WOW!